12:39 - 20.11.2025

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November 20, Fineko/abc.az. Scoring indicators of borrowers across the country have been published.

ABC.AZ reports that Azerbaijan Credit Bureau’s head Kamal Mirzayev said this on the second day of the IX International Banking Forum in Baku.

He said that scoring profile of a total of 4.9 million people was formed , and 3 million of them have active scores: "The distribution of the current scores of these borrowers by category is as follows: in the bad category – 8%, in the adequate category – 26%, in the average category – 33%, in the good category – 21% and in the excellent category – 11%.

"Mirzayev emphasized that a significant part of borrowers fall into the category "average” mainly relates to factors such as long-term liabilities, debt burden, and the number of loans.