11:46 - 5.01.2026

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January 5, Fineko/abc.az. – (special news) - There is a significant decrease in XalqBank's loan portfolio.

ABC.AZ estimates that according to bank's financial statements, XalqBank's loan portfolio for Jan-Sept 2024 (9 months) amounted to 1.982 billion manats.

Bank's loan portfolio for the same period of 2025 totaled 1.89 billion manats.

The loan portfolio of this bank for Jan-Sept 2025 declined significantly versus Jan-Sept 2024.

Thus, bank's loan portfolio declined by 179.1 million against Jan-Sept 2024 and by 3.4% in percentage terms.

Over Jan-Sept 2025, not only bank's loan portfolio decreased, but its net profit also sharply decreased. Bank's net profit for Jan-Sept 2024 amounted to 54 million manats, and its net profit for Jan-Sept 2025 was 51.5 million manats. This means a drop of 2.5 million manats (by 4.6%). Thus, during these periods, the bank experienced reductions in key indicators, and in general, the reduction of the bank itself.