12:41 - 29.08.2025

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August 29, Fineko/abc.az. In January–July 2025, the banks’ loan portfolio grew by 0.1%, reaching 28.498 billion manats.

According to ABC.AZ, 52.8% of the loan portfolio consisted of business loans (15.056 billion manats), 31.6% – consumer loans (9.002 billion manats), and 15.6% – mortgage loans (4.440 billion manats).

85.8% of loans were issued in the national currency, while 14.2% were in foreign currency.

Deposits accounted for 75.3% of banks’ liabilities, of which 58.8% came from legal entities (21.537 billion manats) and 41.2% from individuals (15.114 billion manats).

Of individuals’ deposits, 67.2% were in the national currency (10.159 billion manats), while 32.8% were in foreign currency (4.955 billion manats). In July, term deposits rose by 1.2% to 111.8 million manats, while demand deposits fell by 1% to 58.7 million manats.