New limits on mortgage lending allocated to banks in Azerbaijan

16:26 - 2.03.2026


March 2, Fineko/abc.az. In order to continue the mortgage lending process in 2026, the Azerbaijan Mortgage & Credit Guarantee Fund allocates limits on the giving of mortgage loans, including preferential mortgage loans to authorized banks.

ABC.AZ reports with reference to the AMCGF that acceptance of citizens' applications will begin on the following dates:

For ordinary mortgage loans:

From 11:00 on 5 March 2026.

On preferential mortgage loans:

From 11:00 on 6 March 2026.

Applications are accepted through the E-Mortgage & Loan Guarantee system (www.e-gov.az ) through e-signature tools (SIMA Token (e-signature), Sima Digital, ASAN Imza).

In this regard, citizens are advised to create e-cabinets before 4 March 2026.

User's guide for applying for a mortgage loan is available on AMCGF’s official website (www.mcgf.gov.az/storage/Talimat.pdf), and are also posted in the relevant sections of portal E-Government and platform mygov.