12:45 - 27.06.2024

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June 27, Fineko/abc.az. In May, the banks' loan portfolio increased by 2.1%, or 513.7 million manats, up to 25.158.2 million mantas, ABC.AZ informs with reference to Central Bank's report.

The business loans made up 54.8% (13.784 bn manats), consumer loans - 29.7% (7.48 bn manats) and mortgage loans - 15.5% (3.89 bn manats).

In May, banks' business, consumer and mortgage portfolios increased by 308.4 million manats (+2.3%), 153.2 million manats (+2.1%) and 52.2 million manats (+1.4%), respectively.

The share of overdue loans in the total loan portfolio (including NBCOs and credit unions) declined by 0.5 percentage points compared with the same term of the previous year and made up 1.8%. The structure of banks' liabilities is traditionally dominated by the deposit portfolio – 81.4% of the total liabilities, or 34.835 bn manats.

61.5% of the deposit portfolio (21.435 bn manats) are deposits of legal entities, 38.5% (13.399 bn manats) are deposits of individuals (except deposits of individuals engaged in individual entrepreneurship).