11:52 - 21.06.2023

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June 21, Fineko/abc.az. Some citizens are forced to sell the apartment they bought with a mortgage before the debt ends.

ABC.AZ reports that in this regard, there is a lot of discussion on social networks.

"What should those who face such a situation do?"

"Is it possible to transfer a mortgage loan from one person to another, what are the procedures?"

Property expert Ramil Osmanli says that it is possible to sell an apartment whose mortgage has not been paid in full. However, the most common method is to sell more apartments for cash.

In the case of an internal mortgage loan, the purchase and sale can necessarily be made after agreement with the bank. Although from angle of legislation there are no obstacles, sometimes the bank may not allow the sale of housing for certain reasons. And a person buying a house on a preferential mortgage should himself be from the category related to such a benefit.