15:21 - 16.09.2026

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September 16, Fineko/abc.az. There are certain differences in interest rates on consumer loans in the banking sector of Azerbaijan.

The terms of the loan, its amount and the level of the client's income directly affect the interest rate.

Banks offering the lowest interest rates:

According to current research, Unibank, ATB Bank and Turan Bank occupy a special place among the banks offering cash loans on the most favorable terms at the market. These banks offer interest rates starting from 9% per annum.

Loans with higher interest rates:

On the other hand, the interest rates in Bank BTB and some other credit institutions are slightly higher and can reach 18% or more. These figures may vary depending on the type of loan.

Before obtaining a loan, it is recommended to take into account all expenses, including fees and insurance premiums.

By Elmir Muradov