16:22 - 28.02.2025

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February 28, Fineko/abc.az. According to the survey of banks, despite the tightening of standards for general consumer loans, including credit cards, there was an increase in demand in the 4th quarter of 2024. The survey respondents believe that there will be no changes in standards and demand for consumer loans in the next quarter.

ABC.AZ informs that the surveyed respondents reported an increase in fixed-term deposits of legal entities and individuals in the structure of financing sources. Banks expect this trend to continue in the next quarter.

According to the survey results, in the context of increased interbank competition for attracting sources of financing, there was an increase in the cost of financing both demand deposits and term deposits of legal entities and individuals.