16:44 - 6.11.2026

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November 6, Fineko/abc.az. Unsecured loans account for 55.3% of the loan portfolio of microenterprises.

According to the Central Bank of Azerbaijan, a year earlier this figure was 51% (a rise by 4.3 p.p.). The share of fully secured loans decreased from 31.8% to 25%, while partially secured loans accounted for 19.7%.

In large businesses, the share of fully secured loans grew from 50.2% up to 58%, while the share of unsecured loans is 16.9%.

In the average business, the share of fully secured loans grew from 47.5% up to 52%, while the share of unsecured loans fell from 14.6% to 11.8%, reaching the lowest level.

In small businesses, the share of fully secured loans declined from 48.5% to 42.7%, partially secured loans increased from 27.2% to 33.4%, and unsecured loans decreased from 24.3% to 23.9%.