11:40 - 10.08.2026

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 AccessBank CJSC has signed a loan agreement for a USD 75 million multi-currency credit facility, consisting of a USD 40 million committed and USD 35 million uncommitted tranche, with a four-year tenor, partnering with the Dutch entrepreneurial development bank, FMO.

The financing will be used to expand access to finance for SME businesses operating in the agricultural sector, women-led enterprises, young entrepreneurs, and  micro, small and medium-sized enterprises (MSMEs) in Azerbaijan, contributing to greater financial inclusion and sustainable private sector development.

Frouke Hoekstra, Director Financial Institutions at FMO, said, "A strong and inclusive financial sector is essential for sustainable private sector development. Through our partnership with AccessBank, we are helping strengthen the financial infrastructure that entrepreneurs rely on to invest, innovate, and create jobs. This transaction reflects FMO's 2030 Strategy by supporting the development of resilient local markets that can unlock long-term economic growth."

The new facility is aligned with AccessBank's long-term strategy of supporting sustainable economic growth and improving access to finance for underserved business segments. It will enable the Bank to further expand its lending portfolio in priority sectors of the economy and create new opportunities for MSMEs to grow and develop.

About AccessBank:

AccessBank is a leading provider of financial services for micro, small and medium-sized enterprises (MSMEs) in Azerbaijan. Since its establishment in 2002, the Bank has remained focused on expanding access to finance and supporting sustainable private sector development. AccessBank's shareholders include leading international financial institutions, such as the Asian Development Bank (ADB), the European Investment Bank (EIB), the International Finance Corporation (IFC), as well as other international organizations and investment funds.

For more information, visit www.accessbank.az.

About FMO:

FMO is the Dutch entrepreneurial development bank. As a leading impact investor, FMO supports sustainable private sector growth in developing countries and emerging markets by investing in ambitious projects and entrepreneurs. FMO believes that a strong private sector leads to economic and social development and has a 55+ year proven track-record in empowering entrepreneurs to make local economies more inclusive, productive, resilient and sustainable. FMO focuses on three sectors that have high development impact: Agribusiness, Food & Forestry, Energy, and Financial Institutions. With a total committed portfolio of EUR ~15.3 billion spanning over 85 countries, FMO is one of the larger bilateral private sector development banks globally. For more information: please visit www.fmo.nl