16:31 - 11.11.2026

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November 11, Fineko/abc.az. The share of non-bank credit organization FINCA Azərbaycan (FINCA Azerbaijan) in the overall loan portfolio of the NBCO sector has reduced significantly over the past year and a half.

If at the end of 2024 the share of FINCA Azərbaycan in the total loan portfolio of the NBCO sector was 8.4%, then at the end of 2025 it declined to 6.4%, and as of June 30, 2026 - to 4.95%.

Thus, company's market share has dropped by 3.45 p.p. over the past year and a half, or 41.1% in relative terms.

The overall loan portfolio of the NBCO sector increased from 808.3 million manats at the end of 2024 up to 1.317 billion manats at the end of June 2026. This means a rise of 62.9%.

The loan portfolio of FINCA Azərbaycan lowered from 67.64 million manats to 65.22 million manats, decreasing by 3.6%.

In the 1st half of 2026 alone, while the loan portfolio of the NBCO sector grew by 26%, the loan portfolio of FINCA Azərbaycan decreased by 2.4%. As a result, company's market share declined by 1.45 p.p. in six months.

Thus, despite the expansion of lending in the NBCO sector, the reduction of the loan portfolio of FINCA Azərbaycan was accompanied by weakening of the relative position of the organization in the market. FINCA Azərbaycan passed the state registration in 1999. 100% of the NBCO's authorized capital belongs to Netherlands-registered FINCA Microfinance Coöperatief U.A.